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Payment Methods

Accept SEPA Payments Online From 34 Countries

Accept SEPA Bank Transfers and Direct Debit and allow your business to sell to European customers.

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sepa bank transfers

Add SEPA Bank Transfers to Your Check-Out

With SEPA, bank transfers can be done from any European checking account to any other European checking account. Bank transfer is a very familiar and safe way for customers to pay online.

As certified payment service provider we comply with all safety rules and technologies for secure payments and process all transactions in our private payment environment, fully compliant to the GDPR.

Accepting SEPA bank transfers in your webshop or e-commerce platform allows your business to sell to customers in 34 European countries.

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Accept Recurring Payments With SEPA Direct Debit

Recurring payments are repeated payments on a period of time for subscriptions, memberships, repeat services and more. Offering a recurring payments solution can boost your sales, no matter what type of business you’re in.

With recurring payments, you can easily accept payments for any type of subscription and reduce cancellations and withdraws. 

Collect recurring payments from over 34 European countries via SEPA Direct Debit. Receive payments via SEPA within minutes while ensuring safe and secure transactions.

More About Recurring

How Does a SEPA Bank Transfer Work?

When a customer wants to pay online via a SEPA bank transfer, the payment details will appear directly on their screen. They can securely log in to their online banking environment and immediately transfer the payment.

The process of a SEPA bank transfer takes a couple of workdays, but you receive an instant status update about the status of the payment so orders can be send immediately after confirmation.

How Does SEPA Direct Debit Work?

Collecting recurring payments from your customers is easy with SEPA Direct Debit. After the customer provides a signed mandate, to allows the creditor or merchant to collect funds from their bank account, payments can be collected without any more interference from the customer.

sepa payments worldwide

Advantages of SEPA Payments

  1. Access to European markets

  2. Payment settlement within 2 days

  3. Easy processing for cross-border payments

  4. Cost efficient

SEPA for Your Online Shop

Volume Discount >2,000 Transactions / Month

Receive payments through SEPA bank transfer and only pay for successful transactions or create contracts for one or more payments linked to a unique customer with SEPA direct debit.

Payment method cost: € 0,20

Processing cost: € 0,14

See Full Price List
Privacy Policy<\/a>","required":true},{"name":"agreement_custom_1","label":"I want to subscribe to CM.com's monthly newsletter","required":false}]" form-hash="0277d3bd" default-country="HK" rules-url="https://www.cm.com/ajax/validation/rules/form/0277d3bd/" :prefilled="false" :store-in-session="false" thank-you-text="<p>Thanks for your request. 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We will be in touch." }, "iban": { "label": "International Bank Account Number (IBAN)", "placeholder": "Your IBAN" }, "industry": { "label": "Industry", "placeholder": "Industry" }, "job_title": { "label": "Job Title", "placeholder": "Customer Service, Development, Marketing & Sales" }, "key_industry": { "label": "What industry is your company operating in?", "placeholder": "Select your companies industry" }, "key_product": { "label": "What product are you interested in?", "placeholder": "Select your product of interest" }, "last_name": { "label": "Last Name", "placeholder": "Last name" }, "mobile_phone_number": { "explanation": "explanation", "label": "Mobile Phone Number", "placeholder": "Mobile phone number" }, "name": { "label": "Name" }, "otp": { "explanation": "explanation", "label": "One Time Password" }, "phone_number": { "label": "Phone Number", "placeholder": "Phone number" }, "privacy_policy": { "label": "I accept the {policy}", "policy": "Privacy Policy" }, "product": { "label": "Product", "no_results": "No results found.", "placeholder": "What product are you interested in?" }, "salutation": { "label": "Salutation", "placeholder": "Salutation" }, "street_address": { "label": "Street Address", "placeholder": "Street address" }, "sub_area_1": { "label": "Sub-area line 1", "placeholder": "Sub-area line 1" }, "sub_area_2": { "label": "Sub-area line 2", "placeholder": "Sub-area line 2" }, "terms": { "privacy": { "label": "I accept the {terms} and {policy}" } }, "terms_policy": { "policy": "Terms and Conditions" }, "thank-you": "<p>Thank you for subscribing!</p>", "zip_code": { "label": "Zip Code", "placeholder": "Zip code" } }, "hang_in_there": "Hang in there", "logged_in_title": "Hey {name}!", "option": { "key_industry": { "industry_charities": "Charities", "industry_financial_services": "Financial Services", "industry_government_education": "Government & Education", "industry_healthcare": "Healthcare", "industry_leisure_travel": "Leisure & Travel", "industry_logistics_transport": "Logistics & Transport", "industry_professional_services": "Professional Services", "industry_retaile_commerce": "Retail & E-commerce", "industry_technology_media": "Technology & Media", "industry_utilities_telco": "Utility & Telecommunications", "no_key_industry": "Other" }, "key_product": { "caic": "Conversational AI Cloud", "channels": "Other Channels", "halo": "HALO", "mmc": "Mobile Marketing Cloud", "msc": "Mobile Service Cloud", "other": "Other", "otp": "One Time Password", "payments": "Payments", "sign": "Sign", "sms": "SMS", "ticketing": "Ticketing", "voice": "Voice", "whatsapp": "WhatsApp" } }, "prefilled": "This form is prefilled using your CM.com profile", "preparing_account": "Preparing your account", "product": { "groups": { "communication_channels": "Communications Platform", "other_products": "Other Products", "payments": "Payments Platform", "solutions": "Software as a Service" } }, "register": { "call_otp": "Resend", "company": { "label": "Company", "placeholder": "Company name" }, "contact_support": "Contact Support", "contact_support_question": "While registering on the CM.com platform I received the following error code: {error}.", "continue": "Continue", "email": { "change": "<a href=https://www.cm.com/"{url}/">change", "resend_otp": "resend", "resend_otp_text": "Didn't receive an email? 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Click 'Resend'", "send_voice_otp": "We'll send you the password via a voice call" }, "reseller": { "thanks_body_to": "'get started' page" }, "resend_otp": "Resend", "send_otp": "Send", "sending_otp": "Sending", "sign_in": "Log In", "thanks_body": "You have successfully created an account on the CM.com platform. You will automatically be redirected to the <a href=https://www.cm.com/"{redirectToUrl}/" rel=\"noopener\">{redirectTo}</a> in a few seconds.", "thanks_body_to_app": "{app} App", "thanks_body_to_platform": "CM.com platform", "thanks_title": "Thank You", "title": "Discover the Possibilities of the CM.com Platform for Your Business", "title_app": "Get started with {app}", "try_again": "Try again", "verify_description": "Enter your mobile phone number to receive your six-digit<br>One Time Password", "verify_otp": "Verify", "verify_title": "Verify Mobile Phone Number" }, "sending": "One moment please...", "submit_failed": "Something went wrong, please try again.", "technical_issue": "We ran into an issue loading the form. Please try again" }" title="Interested? Contact Us!" subtitle="Start accepting SEPA payments" url="https://www.cm.com/ajax/form/0277d3bd/" validation-url="https://www.cm.com/ajax/validation/form/0277d3bd/">

Accept SEPA Bank Transfer and Direct Debit With CM.com

Make online payments easy

Certified Payment Provider

As collecting payment service provider based in the Netherlands, CM.com complies with all safety rules and technologies for a secure online payment system.

More About Certifications

Worldwide Reach With Over 60 Currencies

Receive payments from all over the world. This will expand your worldwide reach and improve the customer experience. We enable you to receive payments in more than 60 different currencies.

24/7 Monitoring and Support

CM.com has support personnel on-site 24/7. Our analysts are continuously monitoring security, performance and connections to suppliers and customers from our Network Operations Centre.